*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:       #080F1E;
  --navy-2:     #0D1829;

  --white:      #FAFAFA;
  --off-white:  #F4F3F0;

  --ink:        #0B1426;
  --ink-2:      #3D4B63;
  --ink-3:      #8A95A8;

  --cloud:      #EEF1F7;
  --cloud-2:    #8895B0;

  --purple:     #6B4DE6;
  --purple-2:   #8B6FF0;
  --purple-pale:#EEE9FD;

  --border-l:   rgba(0,0,0,0.08);
  --border-d:   rgba(255,255,255,0.08);

  --display:    'Fraunces', Georgia, serif;
  --body:       'DM Sans', system-ui, sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--body);
  background: var(--white);
  color: var(--ink);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  line-height: 1.7;
}

a { color: var(--purple); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { max-width: 820px; margin: 0 auto; padding: 0 40px; }

.eyebrow {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--purple);
}

/* ── NAV ──────────────────────────────────────────── */
nav#nav {
  position: sticky;
  top: 0;
  z-index: 50;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 40px;
  border-bottom: 1px solid var(--border-d);
}
.nav-logo img { height: 24px; width: auto; display: block; }
.nav-right { display: flex; align-items: center; gap: 28px; }
.nav-link {
  color: var(--cloud);
  font-size: 14px;
  font-weight: 400;
  text-decoration: none;
}
.nav-link:hover { color: var(--white); text-decoration: none; }
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--body);
  font-size: 14px;
  font-weight: 500;
  padding: 11px 20px;
  border-radius: 999px;
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.15s, color 0.15s, transform 0.15s;
}
.btn:hover { text-decoration: none; }
.btn-purple { background: var(--purple); color: var(--white); }
.btn-purple:hover { background: var(--purple-2); }

/* ── HEADER ──────────────────────────────────────── */
.page-header {
  background: var(--off-white);
  padding: 80px 0 64px;
  border-bottom: 1px solid var(--border-l);
}
.page-header .eyebrow { margin-bottom: 16px; }
.page-header h1 {
  font-family: var(--display);
  font-weight: 400;
  font-size: clamp(36px, 5vw, 56px);
  line-height: 1.1;
  letter-spacing: -0.01em;
  color: var(--ink);
}
.page-header h1 em {
  font-style: italic;
  font-weight: 400;
  color: var(--purple);
}
.page-header .lede {
  font-size: 17px;
  line-height: 1.7;
  color: var(--ink-2);
  font-weight: 300;
  margin-top: 20px;
  max-width: 640px;
}
.page-header .region-note {
  display: inline-block;
  margin-top: 18px;
  padding: 8px 14px;
  background: var(--purple-pale);
  border: 1px solid rgba(107,77,230,0.18);
  border-radius: 999px;
  font-size: 13px;
  color: var(--ink-2);
  font-weight: 400;
}
.page-header .region-note strong { color: var(--purple); font-weight: 600; }

/* ── CONTENT ──────────────────────────────────────── */
main { padding: 64px 0 96px; }
main p {
  font-size: 16px;
  line-height: 1.85;
  color: var(--ink-2);
  font-weight: 300;
  margin-bottom: 14px;
}

.section {
  margin-top: 56px;
  padding-top: 40px;
  border-top: 1px solid var(--border-l);
}
.section:first-child { border-top: 0; padding-top: 0; margin-top: 0; }
.section h2 {
  font-family: var(--display);
  font-weight: 400;
  font-style: italic;
  font-size: 32px;
  line-height: 1.2;
  color: var(--ink);
  margin-bottom: 8px;
  scroll-margin-top: 80px;
}
.section h2 .num {
  font-family: var(--body);
  font-style: normal;
  font-weight: 500;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--purple);
  display: block;
  margin-bottom: 8px;
}
.section h3 {
  font-family: var(--body);
  font-weight: 600;
  font-size: 17px;
  color: var(--ink);
  margin: 28px 0 10px;
}

.fee-list {
  list-style: none;
  margin: 16px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 1px;
  background: var(--border-l);
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid var(--border-l);
}
.fee-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 24px;
  align-items: baseline;
  padding: 18px 22px;
  background: var(--white);
}
.fee-label {
  font-size: 15px;
  color: var(--ink);
  font-weight: 500;
}
.fee-label .qual {
  display: block;
  font-size: 13px;
  color: var(--ink-3);
  font-weight: 300;
  margin-top: 2px;
}
.fee-value {
  font-family: var(--display);
  font-size: 18px;
  font-weight: 400;
  color: var(--purple);
  white-space: nowrap;
  text-align: right;
}
.fee-value .est {
  display: block;
  font-family: var(--body);
  font-size: 12px;
  color: var(--ink-3);
  font-weight: 300;
  text-align: right;
  margin-top: 2px;
}

.section .req-note {
  font-size: 14px;
  color: var(--ink-3);
  font-style: italic;
  margin: 8px 0 0;
}

/* ── FOOTER ──────────────────────────────────────── */
footer {
  background: var(--navy);
  color: var(--cloud-2);
  padding: 40px 40px 48px;
  text-align: center;
}
.footer-logo img { height: 22px; width: auto; opacity: 0.7; }
.footer-links {
  display: flex;
  justify-content: center;
  gap: 28px;
  margin: 24px 0 20px;
  flex-wrap: wrap;
}
.footer-link {
  color: var(--cloud-2);
  font-size: 13px;
  text-decoration: none;
}
.footer-link:hover { color: var(--white); text-decoration: none; }
.footer-copy { font-size: 12px; color: rgba(255,255,255,0.4); }

@media (max-width: 720px) {
  .container { padding: 0 24px; }
  nav#nav { padding: 14px 20px; }
  .nav-right { gap: 18px; }
  .nav-link { display: none; } nav#nav .nav-right .btn { font-size: 12px; padding: 8px 12px; gap: 5px; }
  .page-header { padding: 56px 0 44px; }
  main { padding: 44px 0 72px; }
  .section { margin-top: 40px; padding-top: 32px; }
  .section h2 { font-size: 26px; }
  .fee-row { grid-template-columns: 1fr; gap: 6px; padding: 16px 18px; }
  .fee-value { font-size: 17px; }
  .fee-value .est { text-align: left; }
}
.hcta{display:inline-flex;flex-direction:column;align-items:center;line-height:1.15;text-align:center}.hcta-main{font-size:15px;font-weight:600;white-space:nowrap}.hcta-sub{font-size:11px;font-weight:400;opacity:.85;text-transform:none;letter-spacing:0;white-space:nowrap}@media (max-width:900px){.nav-right .nav-link{display:none}nav#nav .hcta-main{font-size:13px}nav#nav .hcta-sub{font-size:10px}}
nav#nav .btn{flex-wrap:nowrap}nav#nav .btn>svg{flex:0 0 auto;align-self:center}